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・ Voluntary controlled school
・ Voluntary counseling and testing
・ Voluntary CQC Mark Certification
・ Voluntary disclosure
・ Voluntary disclosure agreement
・ Voluntary Disclosure of Income Scheme
・ Voluntary dismissal
・ Voluntary ecological year
・ Voluntary Emission Reduction
・ Voluntary Employee Beneficiary Association
・ Voluntary euthanasia
・ Voluntary Euthanasia Party
・ Voluntary exchange
・ Voluntary Exclusion
・ Voluntary export restraints
Voluntary Flexible Agreement
・ Voluntary Health Scotland
・ Voluntary Health Services
・ Voluntary Human Extinction Movement
・ Voluntary intoxication in English law
・ Voluntary manslaughter
・ Voluntary Marine Conservation Area
・ Voluntary Medical Service Medal
・ Voluntary observing ship program
・ Voluntary Optimisation of Class Structure Scheme
・ Voluntary Parenthood League
・ Voluntary Partnership Agreement
・ Voluntary People's Druzhina
・ Voluntary Product Accessibility Template
・ Voluntary Protection Program


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Voluntary Flexible Agreement : ウィキペディア英語版
Voluntary Flexible Agreement
The Voluntary Flexible Agreement (VFA) was created by the United States Congress in 1998 during a reauthorization of the Higher Education Act of 1965. The VFA enables Federal Family Education Loan Program (FFELP) guarantors to develop programs and techniques to help borrowers avoid student-loan default and all of its negative consequences. The VFA objective is experimentation for the purpose of finding the best practices, collecting long-term data, and sharing results in order to determine what benefits schools, students, the federal government, and the American taxpayer. ()
== New Methods ==

The VFA allows for the development of new methods for debt management and default prevention. Previously, the guarantor financing model was more focused on default collection. Approximately 60 percent of a loan guarantor’s revenue was generated from the collection of defaulted loans, with less than 10 percent coming from default prevention and zero percent coming from delinquency prevention. () Under the VFA, focus shifted to proactive delinquency, which means to stop repayment problems before they begin.

抄文引用元・出典: フリー百科事典『 ウィキペディア(Wikipedia)
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